The mortgage maturity date marks when your loan term officially ends and the remaining balance becomes due. Understanding this date helps you plan your finances, evaluate refinancing opportunities, and make strategic decisions about extra payments through
Oct 30, 2025 | Purchasing a Home
As jack-o'-lanterns glow and trick-or-treaters fill the streets, we're reminded that the greatest joy in our work is serving wonderful clients like you and your family. From all of us at Express Funding Inc, we hope your Halloween is filled with fun, laug
Oct 28, 2025 | Purchasing a Home
The average American mortgage payment has reached $2,329 per month, up 21% from $1,924 in 2023. Rising home prices and interest rates averaging 6.68% are driving these increases. But that's just the beginning of what homeownership actually costs. What's I
Oct 23, 2025 | Purchasing a Home
A Home Equity Line of Credit (HELOC) allows you to borrow against the equity you've built in your home. As property values and interest rates fluctuate, many homeowners wonder whether this financing option makes sense for their situation. Understanding ho
Oct 21, 2025 | Refinancing a Home
A Combination mortgage offers homebuyers a way to avoid private mortgage insurance (PMI) while making a smaller down payment. This financing strategy uses two simultaneous loans to purchase a home, but it's not the right choice for every buyer. Here's wha
Oct 16, 2025 | Purchasing a Home
Buying your first home represents one of the most significant financial decisions you'll make. This guide walks you through the essential steps to prepare for homeownership, from evaluating your finances to closing on your property. Assess Your Financial
Oct 14, 2025 | Purchasing a Home