I have worked with this loan Express Funding, Inc ("Express") for over 25 years, and throughout that time he has been an exceptional advisor, advocate, and problem-solver. They have helped me refinance my home multiple times, structured construction loans and construction take-out financing, and handled traditional refinances with precision and efficiency.

What truly sets Funding apart is not just his technical expertise, but their product knowledge and judgment. Over the years, my professional and financial profile has changed significantly, from high-earning W-2 income to self-employed income with more complex documentation and underwriting requirements. At every stage, he knew how to position my situation correctly, anticipate lender concerns, and get deals closed that others would have not and I’ve never felt “sold” — I’ve always felt advised.

His combination of experience, integrity, and long-term perspective is rare. I trust him completely and would recommend him without hesitation to anyone looking for a loan broker who understands both the numbers and the person behind them.